Phone Insurance, Extended Warranty & Tech Support | Asurion

 

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Aug 15,  · Choosing the best smartphone insurance plan or warranty program can leave your head spinning. But now that smartphones retail for over $, you don’t want to . File a claim for your U.S. Cellular phone. U.S. Cellular handset protection is provided by Assurant Solutions. Dec 26,  · There are two ways to get month-to-month phone insurance: You can purchase it from your wireless carrier, in which case you'll simply pay the Author: Sarah Jacobsson Purewal.


Should you get month-to-month phone insurance? - CNET


But it's not that simple. First of all, month-to-month phone insurance isn't the great deal it sounds like -- that relatively low monthly fee is only part of the cost you'll pay if your phone is damaged, lost or stolen. Also, if you tend to drop your phone and break the screen -- but nothing else -- insurance may not be worth it because screens can be surprisingly cheap to replace.

So, phones for u insurance, should you get month-to-month phone insurance? Probably not, phones for u insurance, but let's take a look at the available plans before we answer that question in more detail. There are two ways to get month-to-month phone insurance: You can purchase it from your wireless carrier, in which case you'll simply pay the premium as an add-on to your wireless bill, or you can purchase it directly from a third-party insurance company such as SquareTrade.

The main difference between the two is that carrier-provided insurance usually covers device malfunction, damage, loss and theft, while SquareTrade covers only malfunction and damage.

Verizon offers four protection tiers. You don't need this. It offers some extra features such as "as soon as next-day replacement," tech support and 50GB of "secure content storage. Sprint offers a two-tiered insurance plan. SquareTrade is one of the most popular third-party insurance providers, and it's cheaper than most carrier-provided options.

But it also offers less -- you won't be protected against loss or theft. Because the company only covers damage, it will repair your phone -- not replace it. In the event that your phone is damaged phones for u insurance repair, SquareTrade will give you money to replace it with a refurbished phone.

This is a difficult question to answer, because it really depends on you. Phones for u insurance you live in an area where phone theft is rampant, or you're the type of person who's likely to lose your phone, phones for u insurance, carrier-sanctioned phone insurance could save you hundreds of dollars.

But if you're just clumsy, you may not come out ahead. The insurance company has the right to choose whether they want to repair your phone or replace it with one of equal value, which means you're likely to get a refurbished phone instead of a brand new one. If your phone is more than a year old, phone insurance makes no sense because older high-end phones are subject to the same deductibles as newer ones. Device-specific insurance isn't your only option.

If you purchased your phone with a credit card, phones for u insurance, your credit card company may offer an extended warranty that covers device malfunctions once the manufacturer's warranty expires. For most people, month-to-month phone insurance is a bad idea.

Editors' note: This How-To article was originally published on December 29, and was updated on December 26, to reflect new information. Be respectful, phones for u insurance it civil and stay on topic.

We delete comments that violate our policywhich we encourage you to read. Discussion threads can be closed at any time at our discretion. Don't show this again. Phones Should you get month-to-month phone insurance? By Sarah Jacobsson Purewal. Does phone insurance really add up? The plans There are two ways to get month-to-month phone insurance: You can purchase it from phones for u insurance wireless carrier, in which case you'll simply pay the premium as an add-on to your wireless bill, or you can purchase it directly from a third-party insurance company such as SquareTrade.

Should you get phone insurance or not? Mentioned Above. See it. See It. CNET may get a commission from retail offers. Apple iPhone 6S. Discuss: Should you get month-to-month phone insurance? Sign in to comment Be respectful, keep it civil and stay on topic.

 

4 Surprising Things About Cell Phone Insurance - NerdWallet

 

phones for u insurance

 

File a claim for your U.S. Cellular phone. U.S. Cellular handset protection is provided by Assurant Solutions. Aug 15,  · Choosing the best smartphone insurance plan or warranty program can leave your head spinning. But now that smartphones retail for over $, you don’t want to . Dec 26,  · There are two ways to get month-to-month phone insurance: You can purchase it from your wireless carrier, in which case you'll simply pay the Author: Sarah Jacobsson Purewal.